How we work
The most important aspect of any business relationship, and particularly one involving finance, is trust.
The murky world of commission and such opaque products as With Profits funds has created a perception that financial services exists purely to feather its own nest rather than those of the clients it serves. Regrettably, this perception is not wholly inaccurate but it is most certainly not applicable to the financial planning community as a whole.
Avoid the often poor quality advice provided by sales advisers employed by the banks and you can find many highly qualified financial planners offering truly independent advice focussing on you as the client.
Contrary to popular belief, commission is not the root cause of the financial sectors' problems but the use of commission in a hidden and underhand way does place a question mark in clients' minds over the use of that important word ‘trust'.
At Ian J. Hunt Wealth Management, it is our belief that technically competent, professional financial advice and planning can only be achieved through a transparent, fee-paying relationship, free of the stigma and potential for bias associated with a commission driven service.
We believe that the key to success when investing for long-term financial independence is a ‘disciplined process'. This does not mean simply putting in place a strategy that meets your objectives today but a long term plan which is regularly reviewed and changed as your goals and aspirations change, or as financial and legal developments affect them.
To this end, we actively encourage regular dialogue; we want to know when your personal or financial circumstances change and when your goals and aspirations move on to a different level.
We will put you first in all stages of our relationship and will strive to exceed your expectations at every opportunity, freed from the stuffiness and jargon filled experience so many of our clients have found with other advisers.
As part of this process, we will be completely open with you as to how we are paid and you will be central to the agreement between us as to the most efficient and preferred method of paying our fees. Commission is an option but only one which is used with your agreement, with full knowledge of the amounts involved.